Unsecured Working Capital Loans

Are you looking for unsecured business credit? From term loans to revolving lines of credit, Lux Lending Group offers your company a variety of unsecured working capital solutions. With an unsecured business line of credit you will only pay on what you use and have the added benefit of check-writing. With the term loan you borrow in the business name only. Unsecured Business working capital lines of credit and term loans start at $5000 and range to $1,000,000 depending on your time in business, credit strength and ability to document income.
Use This Form to Request More Information
Personal Information
   
First Name Last Name
Contact Phone Email Address
   
Business Information
   
Name of Business Street Address
City State
Incorporation Type Date of Incorporation (MM/YYYY)
   
Financial Information
   
Credit Line/Loan Amount Requested Current Business Liquid Assets
Current Year Gross Sales Current Year Net Sales
Previous Year Gross Sales Previous Year Net Sales
   
   
   
   

General Unsecured Business Credit Underwriting Guidelines

  • Minimum 2 years in business
  • Business debt service coverage of 1.2
  • Balance sheet leverage of 3:1 maximum
  • Net Profit Margin should be positive
  • Minimum guarantor credit score of 680
  • Interest Rates: Prime plus 1.99 to Prime plus 8.99
  • Global debt service coverage of 1.6
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You are just a phone call away from a specialized business finance specialists of business credit, business loans, cash flow assistance, small business loans, commecial mortgage loans, working capital, expansion loans, venture capital, equipment leasing solutions, merchant loans, cash advances, corporate finance, SBA loans. Call us to find business loans and Commercial mortgage capital.We are ready to say YES to you.

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Commercial loans, Hotel mortgage, Stated income investor loans, Restaurant loans, Equipment leasing, Accounts receivable factoring, Merchant cash advance, Medical working capital